What is a Finance Lease?
A Finance Lease is a credit agreement most often chosen by business customers, including limited companies, partnerships, and sole traders. It enables a business to lease the assets it needs to operate without purchasing the asset outright.
Benefits of Leasing
- Flexible terms: choose the agreement length, rental repayment profile, and end-of-lease options.
- Preserve cash flow: avoid the upfront cost of an outright purchase.
- Effective financial planning: predictable repayments help you budget over the asset’s lifetime.
- Potential tax advantages.
- Stay competitive by using the latest assets and keeping operating costs low.
- Fast turnaround times.
- End-of-term flexibility: continue using the asset for a nominal payment or upgrade to new equipment under a new lease.
Things to Be Mindful Of
- The agreement is secured against the asset.
- Non-payment may negatively affect the credit rating of the business and any guarantor.
This is an un-regulated finance product and for business customers only. This product is available for UK-registered Limited companies, LLP’s and Partnerships with more than 3 partners. For sole traders and partnerships of 3 partners or less the minimum loan size is £25,001.




